TDECU formed in 1955 when a group of Dow employees pitched in $5 each to loan a friend $35 in order to buy a refrigerator. That mission of people helping people continues today. Over the last 65 years, we have grown to meet the needs of the communities we serve and to bring TDECU's passion for service and great value in products to new financially underserved areas. Our first merger took us west to the Crossroads market in the Victoria area, where we have made many new friends and Members, and have become an integral part of the community. In the East Market, where we began, we opened our field of membership to serve all Brazoria County residents. We now have 7 Member Centers in the county including a unique student-run Member Center in Columbia High School.