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Do you want to become debt-free and build your credit rating”? Or do you wish to qualify for better loans in the future? Then you need reliable and applicable credit counseling so that you become financially literate. So, if you want to become financially literate, then La Joya Federal Credit Union can help you. We are a renowned credit service with a history of providing the best money management skills. We make sure that you learn how to avoid bankruptcy, re-establish a good payment history, become debt-free, interpret your credit report, and prevent foreclosure. So? What are you waiting for? Call us!